Resolutions of Iftaa' Board



Resolutions of Iftaa' Board

Resolution No.(209): "The Administrative Fees Charged on UJ`s Staff Provident Fund"

Date Added : 05-10-2015

Resolution No.(209)(19/2014), by The Board of Iftaa', Researches and Islamic Studies:  

"The Administrative Fees Charged on UJ`s Staff Provident Fund"

Date: 30/ Zulqidah/1435 A.H, corresponding to 25/9/2014 A.D

 

All perfect praise be to Allah. Blessings and peace be upon Prophet Mohammad and upon his family and companions.

The Board of Iftaa`, Research and Islamic Studies reviewed, in its twelfth session held on Thursday (30/ Zulqidah/1435 A.H)-(25/9/2014 A.D), the letter of His Excellency the President of Jordan University which reads as follows:

UJ`s staff provident fund committee decided, on its session No.(4/2014), to address the General Iftaa` Department so as to obtain their religious ruling on deducting (50)JDs. out of each (1000)JDs. from the sums given by the above Fund for the zero-interest loans, and it suggests that the administrative fees be within the following formula (charging (25)JDs. on each loan transaction regardless of the value, or the duration of that loan) ?

After careful study and deliberation, the Board decided what follows:

It is permissible to adjust the administrative fees charged on good-will loans so that they would become a fixed sum which is separated from the loan`s value, or duration, provided that this sum covers the administrative fees only, without any increase as a profit. And Allah Knows Best.

 

Head of the Iftaa` Board: The  Grand Mufti  of the Hashemite Kingdom of Jordan His Grace Sheikh Abdulkareem Al-Khassawwneh

Vice head of the Iftaa` Board: Prof. Ahmad Hilayel

Prof. Hayel Abdulhafeez/ Member

Prof. Abdulnasser Abu Al-Bassal

His Eminence Sheikh Sa`eed Hijjawi/ Member

Dr. Yahia Al-Bottoosh/Member

Prof. Mohammad Al-Qudah/Member

Dr. Mohammad Al-Khalayleh/Member

Dr. Mohammad Al-Z`oubee/Member

Dr. Wassif Al-Bakhri/Member

 

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Summarized Fatawaa

What is the Time for Making up Fajr Prayer and Other Missed Ones?

 
All perfect praise be to Allah The Lord of The Worlds and may His Peace and Blessings be upon our Prophet Muhammad and upon all of his familty and companion.
The Messenger of Allah (PBUH) said: "Whoever forgets a prayer, let him perform it when he remembers it." [Muslim]. As soon as you (Questioner) wake up, you are obliged to make up the missed Fajr prayer. And Allah Knows Best.

Is it permissible for a husband to sell his wife`s jewelry if he was in a hard up?

A woman`s jewelry and dowry are her own property, and it is forbidden for the husband to take either without obtaining her approval. However, it is desirable for the wife to support her husband through considering her jewelry a sort of documented debt on him.

I work at a company that provides cash advances of 800 dinars, 1000 dinars, or 1200 dinars, depending on the employee’s years of service. An administrative fee of 40 dinars is deducted from the amount in the first month, and the remaining amount is repaid in installments. What is the ruling on this, knowing that the deducted amount (40 dinars) is fixed?

We fear that the deducted amount may be a means of circumventing interest (Riba). If the deducted amount is equal to or less than the actual administrative expenses, then there is no issue, as some scholars permit the borrower to bear the costs of documenting and managing the loan. However, piety suggests refraining from taking this loan under these conditions, as dealing with private individuals and companies is not the same as dealing with the state, which spends from the public treasury. And Allah Knows Best.

Is it incumbent on the fiancée to obey her fiancé?

When the woman settles in her husband`s house, it is incumbent on him to provide for her and it is incumbent on her to obey him. Before that, and if the marriage contract had been concluded, then she is lawfully his wife and thus she should abide by custom in treating him, but if the marriage contract hadn`t been concluded, then she should treat him as a non-Mahram (Marriageable).