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Resolutions of Iftaa' Board


Resolutions of Iftaa' Board

Date Added : 28-10-2015

 

Resolution No.(104) by the Board of Iftaa`, Research and Islamic Studies:

“Ruling on the Medical Insurance of those Working for the American Jordanian Company for Apparel (Jordache)“

Date: 5/4/1427 AH, corresponding to 3/5/2006 AD.

 

 

 

 

Question:

What is the Sharia ruling as regards the medical insurance of the workers of the American Jordanian Company for Apparel (Jordache) at the general clinics?

Answer: All success is due to Allah.

The Board is of the view that medical insurance is a branch of cooperative insurance, which is considered from the bare contracts. This contract isn`t affected by the contributors` ignorance as regards its benefit to them because they are contributors. Moreover, it isn`t risky, usurious or aleatory. 

Taking the above medical insurance into consideration, we realize that it takes the same ruling as cooperative insurance, which is an insurance with an institution that cares about workers, and isn`t a traditional insurance company. However, the Board recommends adjusting the maximum of age: (until  fifty) to become (as long as he works for the company).

The Board also recommends deleting article (14) of the draft agreement so as for the medical insurance to become effective through that institution`s commitment to cover the workers medical care during the period assigned in the draft. Based on that, the medical insurance included in the future draft agreement becomes permissible from the view point of Sharia. And Allah Knows Best.

 

 

Iftaa` Board

Chairman of the Iftaa` Board, Chief Justice, Dr. Ahmad Hilayel

Dr. AbdulMajeed Al-Salaheen

Dr. Abdukareem Al-Khasawneh

Dr. Yousef Ghyzaan

Dr. Wasif Al-Bakhri

Sheikh Sae`id Hijjawi

Sheikh Nae`im Mujahid

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Summarized Fatawaa

Is Zakah(obligatory charity) due on the Zakah money received by a poor person, and reached a Nissab( minimum amount liable for Zakah), and a whole lunar year had lapsed over having it in his possession?

Yes, the poor who possessed a Nissab for a whole lunar year is obliged to pay the Zakah due on that money even if it was given to him as a Zakah money in the first place.

Is Zakah(obligatory charity)due on land intended for selling?

Yes, lands intended for selling are evaluated, and Zakah is paid according to their estimated value after a lunar year had lapsed, but if the owner didn`t pay the due Zakah, then he should do so after selling them.

Should the father command his ten-year-old daughter to wear the Islamic dress?

The father should order his daughter to put on the Islamic dress once she turns ten, in order for her to get used to it.

What is the ruling on singing and listening to it while accompanied and unaccompanied by musical instruments?

Singing and listening to it unaccompanied by musical instruments is permissible as long as it isn`t practiced as a profession and is done by a man to other men, or a woman to other women with maintaining that no temptations are involved. The words of the song should be Islamic, and if temptation was likely to happen, then the singing becomes definitely forbidden. Temptation here means: whatever leads to committing a sin. In Islamic Sharia, singing accompanied by musical instruments such as the lute and the like is forbidden, and listening to it as well. The reason behind that is the fact that the musical instrument itself is forbidden. However, striking the tambourine and singing Islamic songs are permissible in weddings, circumcisions and the like.

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