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Subject : Ruling of Islamic Law on Purchasing a Home through Conventional Commercial Banks for those Living in the West
Fatwa Number : 4313
Date : 03-03-2026
Classified : Usury (interest) &Loans
Fatwa Type : Summarized Fatawaa

Question :

What is the ruling of Islamic Law on purchasing a home through conventional commercial banks for those living in the West?



The Answer :

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah.

 

The ruling of Islamic Law on purchasing a home through usurious/interest-bearing loans was previously detailed in Fatwa No. (760). Its summary affirms the prohibition of purchasing homes through interest-bearing loans, based on the general foundational principle of the strict prohibition of Riba (usury). This is the position we hold in devotion to Allah Almighty, and it is the religious edict we convey to the people.

 

As for considering the specific circumstances of a particular country or individual, the questioner must personally consult scholars whom they trust within their country of residence. And Allah Almighty knows best.






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