Articles

Ramadan and the Economy
Author : Mufti Hani Al-A'bed
Date Added : 03-11-2024

Ramadan and the Economy


All praise is due to Allah, and may peace and blessings be upon the Messenger of Allah.
Every year, Allah honors the Ummah of Islam with the month of Ramadan, the month of divine virtues, during which He has made fasting a duty and the night prayers an act of devotion. All praise and grace are due to Allah. To ensure that fasting yields its fruits and benefits, there is a Sharia guidance to derive benefits from the school of fasting by refining the self and the spirit. This involves abstaining from desires and protecting the fast from everything that could corrupt it, whether material things like eating and drinking or moral issues like backbiting. To safeguard against all of this, the verses about fasting emphasize controlling sensual desires through regulating eating and drinking and controlling the speaking faculties by linking the tongue to recitation, remembrance, and supplication.
Allah, The Almighty Says (What means): "The month of Ramadan is that in which the Qur'an was revealed, a guidance for the people and clear proofs of guidance and criterion. So whoever sights the month, let him fast it; and whoever is ill or on a journey, then an equal number of other days. Allah intends for you ease and does not intend for you hardship and [wants] for you to complete the period and to glorify Allah for that [to] which He has guided you, and perhaps you will be grateful. And when My servants ask you concerning Me, indeed I am near. I respond to the invocation of the supplicant when he calls upon Me. So let them respond to Me [by obedience] and believe in Me that they may be [rightly] guided." [Al-Baqarah/185-186]. However, there are certain behaviors that need to be warned against, as they prevent some from truly benefiting from their fast. Instead of Ramadan being a month of simplicity and savings, it becomes an economic crisis for some. Shopping increases, and there is a tendency towards extravagant banquets, wastefulness, and added financial burdens on individuals, families, and societies. If the Muslim community interacted with the blessed month in a truly genuine way, they would learn the importance of controlling expenses, and it would revive the economic and civilizational strength that was once a part of Islamic history. Therefore, as sincere advice to Muslims during this month, it is recommended to interact in the following ways:
1- Avoiding extravagance in food and uncalculated expenses: This is crucial at all times, especially during this blessed month. Allah The Almighty Says (What means): "O Children of Adam, take your adornment at every masjid and eat and drink, but be not excessive. Indeed, He likes not those who commit excess." [Al-A'raf/31]. Al-Qurtubi (May Allah have mercy on his soul) said: "And do not be excessive' refers to eating too much. It may also refer to drinking excessively, as this weighs down the stomach and hinders a person from serving his Lord and from taking advantage of good deeds." [Tafsir Al-Qurtubi/Vol.7/P.194].
If this indulgence exceeds what is necessary and prevents one from fulfilling their obligations, it becomes forbidden, as one has wasted their consumption. In reality, we observe that eating excessively leads to laziness, causing individuals to neglect some of the rights of this blessed month, as their motivation to perform night prayers diminishes, and they sleep excessively during the day. Furthermore, this behavior contradicts the Sunna of our beloved Prophet (peace be upon him), who would break his fast with a few dates or water before performing the Maghreb prayer. Anas ibn Malik reported: "The Messenger of Allah (PBUH) would break his fast with fresh dates before praying, and if there were no fresh dates, then with dried dates, and if there were no dried dates, then he would take a few sips of water." [Abu Dawood].
2- Extravagance in spending on meals during the blessed month leads to a surplus of food prepared for consumption but ultimately wasted. This compels families to dispose of these leftovers in landfills, resulting in wastage, which is considered a significant wrongdoing and is forbidden. It constitutes a squandering of wealth without just cause. Al-Mughira Ibn Shu'ba reported that the Prophet (PBUH) said: "Indeed, Allah has disliked for you three things: excessive talk, squandering wealth, and asking too many questions." [Al-Bukhari].
3- We must pay attention while eating to avoid any actions that spoil food and make it less appealing to those who might eat after us. For instance, we should not take a portion of the food and leave the rest uneaten; instead, we should only take what we need. This practice ensures obedience to Allah by avoiding extravagance, preserving wealth, and safeguarding it from waste, allowing it to be available for others who may want to eat afterward.
Thus, we see the great jurist Muhammad Ibn Al-Hasan Al-Shaybani, who passed away in the year 189AH, in his book [Al-Kasb]—one of the early works in Islamic civilization that addressed economic issues and the preservation of the nation's economic strength—emphasizing the culture of work and production while maintaining behaviors that protect communal wealth and prevent its waste. Therefore, I will convey his words for their importance and to illustrate the care of Islamic law in preventing waste. Among the actions this esteemed scholar warned against, which he stated are forms of forbidden extravagance that must be avoided, are the following:
A. It is considered extravagant to place on the table more varieties of food than one needs to eat, unless the intention is to invite guests, one after another, until they finish the food. In that case, there is no sin, as it is beneficial.
B. It is considered extravagant to eat the center of the bread while leaving the edges or to eat only the inflated parts of the bread.
C. It is extravagant to wipe one's hands with bread after finishing the meal without eating what one wipes with; others may find that unpleasant and thus will not eat it. However, if one eats what one wipes with, then there is no sin in that.
D. "It is extravagant to leave a piece of food that has fallen from one's hand; instead, one should pick it up and eat it, as leaving it shows a lack of respect for the food, while picking it up demonstrates honor." [Al-Kasb/pp.81-82].
"Fasting has its wisdom and Sharia rulings, which reflect the beauty of Islamic law. Fasting provides benefits in the realm of worship, in relationships with others by fostering empathy with the poor, and in controlling expenditures. Thus, the Sharia text obligates fasting during the day rather than at night, as eating is customary during the day and sleeping at night. If one were to fast at night, it would be more akin to a natural inclination rather than an act of honoring the Islamic law." [Mahasin Al-Islam, Muhammad Ibn Abdul Rahman/pp.21].
As for those who take Ramadan as a month of wasteful spending, increasing debts, and squandering money under the pretext that Ramadan is a month of generosity and charity—indeed, Ramadan is a month of generosity. Ibn Abbas (May Allah Be Pleased with them) reported that the Prophet (PBUH) said: "The Messenger of Allah was the most generous of people, and he was even more generous during Ramadan when he would meet Gabriel, and Gabriel would meet him every night of Ramadan to study the Qur'an. The Messenger of Allah was more generous in good than the swift wind." [Al- Bukhari].
However, generosity should not be understood as extravagance; there is a vast difference between the two. Generosity does not mean wastefulness. The beautiful Sharia interpretation of generosity is: "Giving what is appropriate to whom it is appropriate." and this is broader than just charity. [Fath Al-Bari by Ibn Hajar Al-Asqalani/Vol.1 /P.31].
Thus, it becomes clear that generosity is the act of donating generously to what deserves to be spent upon. This necessitates controlling expenditures and doing what benefits people by alleviating their hunger, fulfilling their needs, and strengthening their economy. Great caution should be taken against extravagance that leads to financial loss. Wastefulness and the creation of economic crises during the blessed month of Ramadan should not be sanctioned.
Let us return to the essence of the worship of fasting by implementing it in accordance with the objectives of Islamic law, and be wary of any actions that undermine the purposes of worship. All praise is due to Allah, The Lord of The Worlds.

Ramadan and the Economy

All praise is due to Allah, and may peace and blessings be upon the Messenger of Allah.

Every year, Allah honors the Ummah of Islam with the month of Ramadan, the month of divine virtues, during which He has made fasting a duty and the night prayers an act of devotion. All praise and grace are due to Allah. To ensure that fasting yields its fruits and benefits, there is a Sharia guidance to derive benefits from the school of fasting by refining the self and the spirit. This involves abstaining from desires and protecting the fast from everything that could corrupt it, whether material things like eating and drinking or moral issues like backbiting. To safeguard against all of this, the verses about fasting emphasize controlling sensual desires through regulating eating and drinking and controlling the speaking faculties by linking the tongue to recitation, remembrance, and supplication.

Allah, The Almighty Says (What means): "The month of Ramadan is that in which the Qur'an was revealed, a guidance for the people and clear proofs of guidance and criterion. So whoever sights the month, let him fast it; and whoever is ill or on a journey, then an equal number of other days. Allah intends for you ease and does not intend for you hardship and [wants] for you to complete the period and to glorify Allah for that [to] which He has guided you, and perhaps you will be grateful. And when My servants ask you concerning Me, indeed I am near. I respond to the invocation of the supplicant when he calls upon Me. So let them respond to Me [by obedience] and believe in Me that they may be [rightly] guided." [Al-Baqarah/185-186]. However, there are certain behaviors that need to be warned against, as they prevent some from truly benefiting from their fast. Instead of Ramadan being a month of simplicity and savings, it becomes an economic crisis for some. Shopping increases, and there is a tendency towards extravagant banquets, wastefulness, and added financial burdens on individuals, families, and societies. If the Muslim community interacted with the blessed month in a truly genuine way, they would learn the importance of controlling expenses, and it would revive the economic and civilizational strength that was once a part of Islamic history. Therefore, as sincere advice to Muslims during this month, it is recommended to interact in the following ways:

1- Avoiding extravagance in food and uncalculated expenses: This is crucial at all times, especially during this blessed month. Allah The Almighty Says (What means): "O Children of Adam, take your adornment at every masjid and eat and drink, but be not excessive. Indeed, He likes not those who commit excess." [Al-A'raf/31]. Al-Qurtubi (May Allah have mercy on his soul) said: "And do not be excessive' refers to eating too much. It may also refer to drinking excessively, as this weighs down the stomach and hinders a person from serving his Lord and from taking advantage of good deeds." [Tafsir Al-Qurtubi/Vol.7/P.194].

If this indulgence exceeds what is necessary and prevents one from fulfilling their obligations, it becomes forbidden, as one has wasted their consumption. In reality, we observe that eating excessively leads to laziness, causing individuals to neglect some of the rights of this blessed month, as their motivation to perform night prayers diminishes, and they sleep excessively during the day. Furthermore, this behavior contradicts the Sunna of our beloved Prophet (peace be upon him), who would break his fast with a few dates or water before performing the Maghreb prayer. Anas ibn Malik reported: "The Messenger of Allah (PBUH) would break his fast with fresh dates before praying, and if there were no fresh dates, then with dried dates, and if there were no dried dates, then he would take a few sips of water." [Abu Dawood].

2- Extravagance in spending on meals during the blessed month leads to a surplus of food prepared for consumption but ultimately wasted. This compels families to dispose of these leftovers in landfills, resulting in wastage, which is considered a significant wrongdoing and is forbidden. It constitutes a squandering of wealth without just cause. Al-Mughira Ibn Shu'ba reported that the Prophet (PBUH) said: "Indeed, Allah has disliked for you three things: excessive talk, squandering wealth, and asking too many questions." [Al-Bukhari].

3- We must pay attention while eating to avoid any actions that spoil food and make it less appealing to those who might eat after us. For instance, we should not take a portion of the food and leave the rest uneaten; instead, we should only take what we need. This practice ensures obedience to Allah by avoiding extravagance, preserving wealth, and safeguarding it from waste, allowing it to be available for others who may want to eat afterward.

Thus, we see the great jurist Muhammad Ibn Al-Hasan Al-Shaybani, who passed away in the year 189AH, in his book [Al-Kasb]—one of the early works in Islamic civilization that addressed economic issues and the preservation of the nation's economic strength—emphasizing the culture of work and production while maintaining behaviors that protect communal wealth and prevent its waste. Therefore, I will convey his words for their importance and to illustrate the care of Islamic law in preventing waste. Among the actions this esteemed scholar warned against, which he stated are forms of forbidden extravagance that must be avoided, are the following:

A. It is considered extravagant to place on the table more varieties of food than one needs to eat, unless the intention is to invite guests, one after another, until they finish the food. In that case, there is no sin, as it is beneficial.

B. It is considered extravagant to eat the center of the bread while leaving the edges or to eat only the inflated parts of the bread.

C. It is extravagant to wipe one's hands with bread after finishing the meal without eating what one wipes with; others may find that unpleasant and thus will not eat it. However, if one eats what one wipes with, then there is no sin in that.

D. "It is extravagant to leave a piece of food that has fallen from one's hand; instead, one should pick it up and eat it, as leaving it shows a lack of respect for the food, while picking it up demonstrates honor." [Al-Kasb/pp.81-82].

"Fasting has its wisdom and Sharia rulings, which reflect the beauty of Islamic law. Fasting provides benefits in the realm of worship, in relationships with others by fostering empathy with the poor, and in controlling expenditures. Thus, the Sharia text obligates fasting during the day rather than at night, as eating is customary during the day and sleeping at night. If one were to fast at night, it would be more akin to a natural inclination rather than an act of honoring the Islamic law." [Mahasin Al-Islam, Muhammad Ibn Abdul Rahman/pp.21].

As for those who take Ramadan as a month of wasteful spending, increasing debts, and squandering money under the pretext that Ramadan is a month of generosity and charity—indeed, Ramadan is a month of generosity. Ibn Abbas (May Allah Be Pleased with them) reported that the Prophet (PBUH) said: "The Messenger of Allah was the most generous of people, and he was even more generous during Ramadan when he would meet Gabriel, and Gabriel would meet him every night of Ramadan to study the Qur'an. The Messenger of Allah was more generous in good than the swift wind." [Al- Bukhari].

However, generosity should not be understood as extravagance; there is a vast difference between the two. Generosity does not mean wastefulness. The beautiful Sharia interpretation of generosity is: "Giving what is appropriate to whom it is appropriate." and this is broader than just charity. [Fath Al-Bari by Ibn Hajar Al-Asqalani/Vol.1 /P.31].

Thus, it becomes clear that generosity is the act of donating generously to what deserves to be spent upon. This necessitates controlling expenditures and doing what benefits people by alleviating their hunger, fulfilling their needs, and strengthening their economy. Great caution should be taken against extravagance that leads to financial loss. Wastefulness and the creation of economic crises during the blessed month of Ramadan should not be sanctioned.

Let us return to the essence of the worship of fasting by implementing it in accordance with the objectives of Islamic law, and be wary of any actions that undermine the purposes of worship. All praise is due to Allah, The Lord of The Worlds.

 

 

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Summarized Fatawaa

What is the recommended supplication (Du'a) upon breaking the fast, and is it recited before or after breaking it?

 
All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah.
 
It is recommended (Mustahabb) for a fasting person to recite upon breaking the fast—that is, immediately after eating or drinking—the supplication: "Allahumma laka sumtu wa 'ala rizqika aftartu" (O Allah, for You I have fasted, and with Your provision I have broken my fast).
 
This is because our master, the Prophet (peace and blessings be upon him), used to say this. The narration was recorded by Abu Dawud with a good (Hasan) chain of transmission, albeit in a Mursal form (a narration where a Successor reports directly from the Prophet). Shaykh al-Islam Imam Ibn Hajar al-Haytami (may Allah have mercy upon him) stated: "Its Mursal status is inconsequential, as it pertains to virtuous deeds (Fada'il); furthermore, it was connected (Mawsul) through another chain of transmission." [Tuhfat al-Muhtaj, Vol.3/P.425]
 
It is also recommended to recite: "Dhahaba al-dhama'u wa ibtallat al-'uruqu wa thabata al-ajru in sha' Allah" (The thirst has gone, the veins are moistened, and the reward is confirmed, if Allah wills).
 
This was recorded by Abu Dawud with a good (Hasan) chain. Our leading jurists (Imams) have explicitly stated that it is recommended for the fasting person to combine both supplications.
 
Imam al-Bajuri (may Allah have mercy upon him) stated:
 
 
"And his saying following his breaking of the fast—that is, it is recommended to say: 'O Allah, for You I have fasted, upon Your provision I have broken my fast, in You I have believed, to You I have submitted, and upon You I have relied. The thirst has gone, the veins are moistened, and the reward is confirmed, if Allah wills. O You of vast bounty, forgive me. Praise be to Allah Who aided me so that I fasted, and provided for me so that I broke my fast. O Allah, grant us success in fasting, enable us to stand in night prayer during it, and aid us in it while people sleep, and admit us to Paradise in peace.'" [Hashiyat al-Bajuri, Vol.1/P.562]
 
Furthermore, the fasting person may supplicate with whatever good he or she wishes, for the supplication of a fasting person is answered. Al-Bayhaqi recorded on the authority of Anas ibn Malik that the Messenger of Allah (peace and blessings be upon him) said: "Three supplications are not rejected: the supplication of a parent for his child, the supplication of a fasting person, and the supplication of a traveler." And Allah Almighty knows best.

What is the ruling on waiving a debt owed by a debtor and counting it toward zakāh?

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah ﷺ.
Waiving a debt owed by a debtor, with the intention of counting it toward zakāh, does not fulfill the zakāh obligation. Rather, it constitutes an ordinary act of charity, for which Allah rewards the giver generously — since one of the conditions for the validity of zakāh is that the person paying it must form the intention of zakāh at the actual moment the wealth is paid out. In this case, the debt has already been established as a standing obligation upon the borrower, so it is not valid to simply redirect the intention toward zakāh after the fact.
It is preferable, instead, for the creditor to first collect the debt from the debtor, and then return to him the amount of money he is required to pay as zakāh — or a portion of it — if the debtor happens to fall under one of the eight categories that Allah, the Exalted, has commanded be given from zakāh.
It is stated in ‘Umdat as-Sālik, from the books of the Shāfi‘ī school: "If someone gives [money] to a poor person, stipulating that the recipient return it to him in payment of a debt owed to him, or says, 'I am making what you owe me into zakāh, so take it [as such]' — this is not valid. But if he gives it to him with the [unstated] intention that the recipient will use it to repay him, or says, 'Repay what you owe me, so that I may [then separately] give it to you as zakāh,' or the debtor himself says, 'Give it to me, so that I may [then] repay you with it' — this is valid, and there is no binding obligation for the recipient to actually fulfill this [informal understanding]." And Allah, the Exalted, knows best.

Does sacrificing one sheep avail for the entire household?

In the Name of Allah, and may peace and blessings be upon our Master, the Messenger of Allah.
 
Offering an Udhiyah (sacrificial offering) is a communal Sunnah (Sunnah Kifayah) for members of the same household, provided that their financial maintenance is undertaken by a single provider. By "communal Sunnah," we mean that when one person performs it, the religious recommendation is fulfilled on behalf of the entire household, though the spiritual reward itself belongs uniquely to the one who offered it.
 
Therefore, if any member of the household performs the sacrifice—even if it is someone who is not legally responsible for the household's expenses, such as the wife or one of the children—the recommendation is fulfilled for everyone in that home. However, the reward does not automatically extend to the other members unless the person offering the sacrifice explicitly intends to share the reward with them—similar to how performing a funeral prayer (Janazah) fulfills the communal obligation for everyone, yet the specific reward is earned by those who actually prayed.
 
Additionally, a single sacrifice is sufficient for a man who is married to more than one wife. And Allah the Almighty Knows Best.

"I told my family at night: 'I will fast tomorrow as qaḍā' (a make-up fast),' but I forgot to make the intention before sleeping. Is my fast valid?"

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah ﷺ.
 
The intention is obligatory in acts of worship. For obligatory fasting, the required intention is to resolve to fast during the night [before dawn]. Its proper locus is the heart, while verbalizing the intention out loud in acts of worship is a sunnah — so that the tongue may align with the heart. If the intent behind the statement in question was the intention to fast, then it is valid; but if the intent was merely to inform someone, or reflected hesitation or doubt, then it is not valid.
 
It is stated in *Bushrā al-Karīm* (Vol.1/P.216): "It is a sunnah to verbalize the intention — that is, whatever has already been intended in the heart, whether an obligatory or a voluntary act — such as specifying the number of rak‘ahs, just before the opening takbīr — so that the tongue may assist the heart, and because this is further removed from whispered doubts (waswasah), and in order to accommodate the view of those who held it obligatory in every act of worship that requires an intention (even though this is a minority position), by analogy with Ḥajj."
 
Accordingly: if the intention to fast arose in your heart before the second adhān [i.e., before Fajr], then your fast is valid.
 
And Allah, the Exalted, knows best.