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In order not to Regret the Passing of Ramadan
Author : Dr. Hassan Abu_Arqoub
Date Added : 09-01-2023

 

Amman, the capital of the Hashemite Kingdom of Jordan, is decorated with lights and lanterns celebrating the arrival of the holy month of Ramadan. A sign of joy and pleasure for receiving this honorable guest who brought with it acts of devotion that bring a servant closer to His Lord. In this blessed month, Muslims observe fast following the command of Allah declaring their servitude to Him and attachment to His religion. Coming closer to Allah through observing this act is the true joy since this is what Ramadan represents in a Muslim`s mentality.

Unfortunately, some Muslims fail to grasp the true message of Ramadan by thinking that this month is all about food, drinks, feats, soap operas or Ramadan nights tents, and deviate from the straight path to that of worldly pleasures and desires. On the contrary, Ramadan comes to curb desires and pleasures; not to cause a Muslim to indulge in them. Being a season for obedience and worship, a Muslim should rejoice at its arrival and not have a sense of fear or discomfort for having to observe fast during the summer heat and long days nor complain from thirst or hunger. Rather, a Muslim should seize this golden opportunity that brings him/her closer to the Creator of the universe, Allah. This closeness is tantamount to food for the soul and tranquility for the heart. Allah Says {What means}: "Say: "In the bounty of God. And in His Mercy, - in that let them rejoice": that is better than the (wealth) they hoard." {Younis/58}. 

A Muslim should pray that Allah Lets him/her witness the blessed days of Ramadan in which good deeds are multiplied, evil deeds are erased, and people are pardoned and emancipated from Hell fire. In simple terms, Ramadan is a door for goodness that every Muslims wants to pass through. In addition, there is a great deal of recompense for supplication, which is an act of worship. It is also a means of asking Allah Who has the power to achieve anything; however, one should trust that Allah will answer his/her prayer. Allah The Almighty Says {What means}: "And your Lord says: "Call on Me; I will answer your (Prayer): but those who are too arrogant to serve Me will surely find themselves in Hell - in humiliation!" {Ghafir/ 60}.

Witnessing the blessed month of Ramadan is a great blessing that Allah bestows on His servants as they are given an extra opportunity to repent and multiply their balance of good deeds. It is unfortunate to say that many of our Muslim brothers passed away without having witnessed this month and received its great reward. Therefore, it is the duty of every servant to be grateful to Allah for this generous blessing and through this attitude; he/she becomes entitled to more and more blessings.

A Muslim should take advantage of this month successfully and a successful investment needs successful planning because the general rule says: "Failure to plan is planning to fail." Ramadan is very short for its days are numbered and some Muslims spend it sleeping, eating, drinking, working, and other commitments leaving no room for worship and obedience. Ramadan is like a spectrum; no sooner it arrives than it departs.

This blessed month needs a Muslim to arrange his/her time, divide duties, observe priorities and give precedence to the most important. Failing to do so means having missed a great opportunity to be emancipated from Hell fire and having a great sense of regret at a time when regret will be of no avail.

 

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Summarized Fatawaa

I bought an apartment, and I am saving money to pay the remaining balance of its price — is zakāh obligatory on this money?

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah ﷺ.
Zakāh is obligatory on all saved/hoarded wealth. Once the total wealth reaches the niṣāb (minimum threshold liable for zakah— equivalent to the value of 85 grams of pure 24-karat gold) and a full ḥawl (lunar year) has elapsed over it, zakāh becomes obligatory at a rate of (2.5%) — even if the wealth is earmarked for basic future needs, and even if the wealth's owner is in debt. Debt does not prevent the obligation of zakāh, nor is it deducted when calculating the zakāh due, based on the general and unrestricted wording of all the Qur'anic verses commanding zakāh, which draw no distinction between someone in debt and anyone else.
It is stated in ‘Umdat as-Sālik, from the books of the Shāfi‘ī school: "If someone possesses exactly the niṣāb, and owes an equivalent amount in debt, zakāh remains obligatory on what is in his possession, and the debt does not prevent this obligation" — meaning, the obligation of zakāh on what is presently in his possession.
The ḥawl (annual cycle) recognized for zakāh, as well as for the other sharī‘ah obligations that Allah, the Exalted, has imposed upon Muslims, is the Hijrī (lunar) year. And Allah, the Exalted, knows best.

I wish to purchase an online account (a gaming account), and its ownership will be transferred to me. However, my friend will purchase it on my behalf, and I will repay him in deferred installments with an added profit margin to account for the installment sale. What is the ruling of Islamic Law on this transaction?

 
All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah.
 
The ruling on selling electronic games depends on the ruling of the game itself: if the game is permissible, then selling it is likewise permissible. However, if the game contains Sharia violations that render playing it impermissible, then selling it in that case is neither valid nor permissible. Therefore, we advise the necessity of reviewing the Sharia guidelines for electronic games set forth in Fatwa No. (3369).
 
Accordingly, if the game is permissible, a person may purchase it, take legal possession of it, and subsequently sell it in deferred installments for a price higher than its purchase price. The General Iftaa' Department has permitted dealing through Murabaha, while emphasizing the necessity of observing the Sharia conditions required for this transaction; please refer to Fatwa No. (2861). And Allah Almighty knows best.

What is the ruling on Jumu‘ah (Friday) prayer for a traveler, and what are the conditions for it to be waived from him?

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah ﷺ.
Jumu‘ah (Friday) prayer is not obligatory upon a traveler, whether on a long or short journey, provided that — according to the Shāfi‘ī school — he departs from his place of residence before the time for Fajr prayer begins, and that he does not intend to stay in the place he travels to for four days or more, excluding the day of arrival and the day of departure. If he intends to stay longer than that, he may not make use of the travel concession simply by arriving in that town. If he begins his journey after the adhān for Fajr has already been called, then Jumu‘ah prayer remains obligatory upon him, whether in his own town or in any town where Jumu‘ah is being held.
It is stated in Bushrā al-Karīm (Vol.1/p.383), from the books of the Shāfi‘ī school: "Jumu‘ah [prayer] is not obligatory upon a traveler on a permissible journey, whether long or short, if he departs from his place of residence before Fajr."
A "short journey" refers to travel covering a distance shorter than that of a long journey — that is, less than (81 km). The traveler begins to be entitled to travel concessions once he passes beyond the built-up limits of his town. And Allah, the Exalted, knows best.

What is the ruling on someone who possesses gold with the intention of saving/hoarding it, and owns nothing else — is he obligated to sell a portion of it in order to pay the zakāh due on it?

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah ﷺ.
Zakāh becomes immediately obligatory on cash, and likewise on gold — that which is not designated for a woman's personal adornment— once both reach the niṣāb (minimum threshold liable for zakah) and a full ḥawl (lunar year) has passed over them. It is not permissible to delay payment when it is genuinely possible to pay — meaning, when the wealth and the eligible recipients are both available. It is stated in Mughnī al-Muḥtāj (Vol.2/p.129): "Zakāh is obligatory immediately once it becomes feasible to pay it, meaning when the wealth and the eligible recipients are both present."
The one paying zakāh must discharge the obligatory zakāh due on saved (hoarded) gold either from the gold itself, or from its equivalent monetary value, in the event that no other funds are available — since paying from the gold itself is the original default (al-aṣl). It becomes permissible to pay from other funds instead only because zakāh is built upon the principle of ease and leniency, as stated in Asnā al-Maṭālib (Vol.1/p.366): "When a full ḥawl has elapsed on wealth other than trade goods... zakāh attaches to the actual asset itself (al-‘ayn), and the poor effectively become partners in it — even, for example, [becoming partners] in camels through the value of a sheep [owed as zakāh on them]... Paying from other wealth is permitted only because zakāh is built upon the principle of ease and leniency."
Accordingly: the one paying zakāh must discharge it either from the actual saved gold itself, or by selling a portion of the gold equal to the amount of zakāh owed. He may also borrow money to pay the zakāh, or pay the zakāh in installments before the ḥawl is complete [as an advance payment]. And Allah, the Exalted, knows best.

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