Articles

Meditations on Virtues of Voluntary Charity (Sadaqa)
Author : Dr. Nidal Sultan
Date Added : 30-04-2014

All perfect praise be to Allah, The Lord of the Worlds. Peace and blessings be upon Prophet Mohammad and upon all his family and companions and upon whoever followed his guidance until the Day of Resurrection:

Allah, The Almighty, has made supererogatory acts of worship a means of gaining his love and support. The most rewarding of these acts is voluntary charity, and following are some meditations on its virtues, which I wanted to share with my Muslim brethren. I beseech Allah to make us among those who listen and follow the most righteous of what is said.

Meditation No. (1): None of Man`s Wealth Remains Except That Which He/She Has Given in Charity.

Prophet Mohammad (PBUH) said: "Man says: "My wealth! My wealth!" The Prophet (PBUH) responds: "None of your wealth remains except that which you had given in charity."  [Moslim].

The meaning intended by the Prophet (PBUH) in this Hadith is that whatever man eats perishes whatever he puts on wears out, and whatever he gives in charity remains.

Moreover, Aisha (may Allah be pleased with her) reported that when the Prophet`s companions slaughtered a goat, he said: "What is left of it?" she said: "its shoulder." He said: "All of it is left except its shoulder." [Al-Tirmizi].

Accordingly, there is no way that a person could reap the fruits of his wealth after death except through charity that he had given. 

Meditation No. (2): Charity is Like Seeds of Good Deeds, Preserved and

Grown by Allah for their Owner.

Allah, The Almighty, doesn`t only preserve the charity for its giver, but also multiplies and grows it for him/her out of His grace and mercy until it becomes as big as a mountain. He Says in the Holy Quran (What means): "The parable of those who spend their substance in the way of God is that of a grain of corn: it groweth seven ears, and each ear Hath a hundred grains. God giveth manifold increase to whom He pleaseth: And God careth for all and He knoweth all things." [Al-Baqarah/261]. He also Says (What means): "Who is he that will loan to God a beautiful loan, which God will double unto his credit and multiply many times? It is God that giveth (you) Want or plenty, and to Him shall be your return." [Al-Baqarah/245].

Moreover, Prophet Mohammad (PBUH) says: "If one give in charity what equals one date-fruit from the honestly-earned money and Allah accepts only the honestly earned money --Allah takes it in His right (hand), then enlarges its reward for that person (who has given it), as anyone of you brings up his baby horse, so much as that it becomes as big as a mountain." [Bukhari].

Meditation No. (3): The Charity Giver Benefits From it More Than the Poor Recipient Does.

Following are some fruits of charity, which are reaped by its giver:

-It extinguishes sin as the Prophet (PBUH) says: "Charity extinguishes sin as water does fire." [Al-Tirmizi].

-It is a shade for its giver on the Day of Judgment as the Prophet (PBUH) says: “Everyone is protected by the shade of their charity until people are being separated “{Ahmad}.

-It heals the sick as the Prophet (PBUH) says: “Treat the sick with giving charity." [Baihaqi&Tabarani].

-It cleanses wealth from wrongdoings as the Prophet (PBUH) said to the merchants: "Oh! Merchants! Your dealings involve a lot of swearing, so cleanse them with charity." [Abu Dawood].

Whoever closely examines the fruits of charity realizes that the reward of its giver is greater and larger than the benefit received by the poor recipient.

Meditation No. (4): Allah and His Messenger Pledged to Replace Charity.

Allah, To Him belongs Might and Majesty, Says (What means): "Say: "Verily my Lord enlarges and restricts the Sustenance to such of his servants as He pleases: and nothing do ye spend in the least (in His cause) but He replaces it: for He is the Best of those who grant Sustenance." [Saba/34].

Prophet Mohammad (PBUH) said: "I swear on three: Wealth doesn`t decrease by giving charity, an injustice which a person endures, Allah grants him more honor, and a person who asks to be given charity while not in need becomes poorer." [Al-Tirmizi].

A true believer must realize the truthfulness of Allah`s and His Messenger`s promise.

Meditation No. (5):  The Fruits of Charity are Only Annulled by its Giver.

Despite the virtues and fruits of charity, its giver could annul them in two ways:

1. Showing off

2. Reproach and injury

Therefore, Allah has warned us against that in the following verse (What means): "O you, who believe, annul not your voluntary almsgivings with reproach and injury, as one who expends of his substance to show off to men and believes not in God and the Last Day. The likeness of him is as the likeness of a smooth rock on which is soil, and a torrent smites it, and leaves it barren. They have no power over anything that they have earned. God guides not the disbelieving folk." [Al-Baqarah/264].

 

And All Perfect Praise Be To Allah, The Lord of The Worlds

 

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Summarized Fatawaa

I bought an apartment, and I am saving money to pay the remaining balance of its price — is zakāh obligatory on this money?

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah ﷺ.
Zakāh is obligatory on all saved/hoarded wealth. Once the total wealth reaches the niṣāb (minimum threshold liable for zakah— equivalent to the value of 85 grams of pure 24-karat gold) and a full ḥawl (lunar year) has elapsed over it, zakāh becomes obligatory at a rate of (2.5%) — even if the wealth is earmarked for basic future needs, and even if the wealth's owner is in debt. Debt does not prevent the obligation of zakāh, nor is it deducted when calculating the zakāh due, based on the general and unrestricted wording of all the Qur'anic verses commanding zakāh, which draw no distinction between someone in debt and anyone else.
It is stated in ‘Umdat as-Sālik, from the books of the Shāfi‘ī school: "If someone possesses exactly the niṣāb, and owes an equivalent amount in debt, zakāh remains obligatory on what is in his possession, and the debt does not prevent this obligation" — meaning, the obligation of zakāh on what is presently in his possession.
The ḥawl (annual cycle) recognized for zakāh, as well as for the other sharī‘ah obligations that Allah, the Exalted, has imposed upon Muslims, is the Hijrī (lunar) year. And Allah, the Exalted, knows best.

What is the ruling on the prayer of one who said "Subḥāna Rabbiya al-ʿAẓīm" in prostration (*sujūd*) and forgot to correct it?

 

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah.
Saying “Subḥāna Rabbiya al-ʿAẓīm” in bowing (rukūʿ) and “Subḥāna Rabbiya al-Aʿlā” in prostration (sujūd) is one of the hayʾāt (non-essential sunnahs) of the prayer. Whoever omits it, whether deliberately or by forgetfulness, or replaces it with another remembrance (dhikr), his prayer is valid and he does not perform sujūd al-sahw. Shaykh al-Islām Imam al-Nawawī (may Allah have mercy on him) said: “Our school holds that one does not prostrate for omitting the audible or silent recitation, the tasbīḥ, and the rest of the hayʾāt.” [al-Majmūʿ, Vol.4/p.127]
If he performs sujūd al-sahw for something that does not call for it, his prayer is invalidated, because he introduced a prostration of forgetfulness without a cause, and he must repeat the prayer. The exception is one who did so out of forgetfulness or ignorance, whether because he recently entered Islam or because he lives far from scholars; he is excused and his prayer is not invalidated.
It is stated in Mughni al-Muḥtāj (Vol.1/p.417): “It is stated in al-Anwār: If he does something that does not call for sujūd al-sahw, thinking that it does, and then prostrates, his prayer is not invalidated if he is ignorant because he recently entered Islam or because he is far from scholars.”
Since this issue is hidden from the laity, as it is among the subtleties of knowledge, and the laity are excused for ignorance of whatever is of such a nature, and their act of obedience is not invalidated because of it, it may be said that the prayer of one who has not acquired knowledge of the issue is not invalidated. As for after knowing it, the prayer is invalidated.
Whoever realizes while still in the prayer that his prostration was out of place, it is sunnah for him to perform sujūd al-sahw. And Allah Almighty knows best.

What is the ruling of Islamic Law on opening an account in a commercial bank in order to deposit a sum and use it for personal purposes, such as transfers and electronic payments?

All praise is due to Allah, and peace and blessings be upon our master, the Messenger of Allah.
It is forbidden for a Muslim, if he has a choice, to open an account in an interest-based (ribawī) bank, even if the account earns no interest, because doing so assists in ribā, based on the saying of Allah the Exalted (which means): “And cooperate in righteousness and piety, but do not cooperate in sin and aggression.” [al-Māʾidah/2]
This is because such banks invest deposited funds in forbidden ribā-based transactions, and depositing with them is therefore a form of assisting them in what is unlawful. Assisting in what is unlawful is prohibited by the Sharīʿah. However, if there is a pressing need to open an account in an interest-based bank and it is not possible to open one in an Islamic bank, there is no objection to doing so.
The ruling on bank interest and the prizes distributed by interest-based banks was previously explained in Fatwa no. (471). And Allah Almighty knows best.

What is the ruling on using an inhaler while fasting?

Using an inhaler through the nose or mouth breaks the fast because the medication in these inhalers is intended to reach the lungs, which are considered part of the body cavity (jauf).
● If a person needs to use it occasionally, they may use it while fasting, continue refraining from food and drink for the rest of the day, and make up for the missed fast later.
● If a person needs to use it daily, they may use it while fasting, continue refraining from food and drink, and pay fidyah (feeding one needy person per missed day).