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Fatawaa - Search Sections - Current Financial Issues

Islamic Ruling on Gift Cards in Online Shopping Applications

I work as an intermediary through an application. Among the rewards, there is a card called a "gift card". I buy it for 190 dinars while it is loaded with 212 dinars, and I pay for it through electronic banking. After payment, they send me a code to use on the website when making a purchase. What is the ruling of Sharia on this card?

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Islamic Ruling on Promoting Sponsored Advertisements on Social Media

I advertise and promote through Facebook, and this advertising and promotion require specific payments to Facebook. Facebook may allow some advertisers to delay payment for a specified period, but they impose a fine for late payment. Does advertising and promotion on Facebook become forbidden due to this condition?

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Islamic Ruling on Taking Money in Exchange for Evaluating Products

Some e-commerce websites offer a small monetary reward in exchange for customers' product reviews, while others provide discount codes for future purchases. Is it permissible to take this reward? Is the evaluation of the product without using it, and the reward taken as a result, considered impermissible?

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Islamic Ruling on the Contracts of the National Electricity Company Savings Fund

What is the Islamic ruling on the Savings Fund of the National Electricity Company and the Murabaha contracts dealt with by the Fund? (See attached copy).

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Islamic Ruling on the Insurance Contract of the King Hussein Cancer Foundation and Centre

What is the ruling of Sharia on the attached insurance contract of the King Hussein Cancer Foundation and Centre?

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Ruling on the Murabaha Contract of the Social Security Foundation Employees' Housing Fund
What is the ruling of Sharia on the Social Security Foundation Employees' Housing Fund (See attached copy)?
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Ruling on the Murabaha Contract of the "Money for Finance" Company

Would you clarify the ruling of Sharia on the contract of Murabaha to the purchase orderer of the "Money for Finance" Company; see attached copy?

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How to Distribute the Financial Benefits of Solidarity Funds among Beneficiaries

I have subscribed in the Solidarity Fund of the Jordanian Constructions Contractors Association and specified the beneficiaries, in the event of my death, as "My children." Does the word "Awladi/My Children" encompass males and females? Should the benefits be divided amongst them equally or in accordance with the rules of Sharia?

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Ruling on the Ju`alah Contract of the Jordanian Company "Smart Solutions for Financial Services"
What is the ruling on the Ju`alah Contract of the Jordanian Company "Smart Solutions for Financial Services", see attached copy?
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Ruling on Taking Guarantees from the Purchase Orderer before Receiving the Commodity from the Seller

We deal with an Islamic financial institution through a contract of Murabaha to the purchase orderer. However, this institution insists that we sign the contract and the promissory notes before it (bank) receives the commodities from the seller. What is the ruling of Sharia on this?

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Ruling on Restricting the Cheque with the Phrase "Not to be Cashed Save to the First Beneficiary."

We deal with an Islamic finance company through a contract of Murabah to the Purchase orderer.  This company writes the phrase "Not to be Cashed Save to the First Beneficiary" on the cheque that is paid to the seller. What is the Islamic ruling on writing this phrase?

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Ruling on the Commissions Charged through E-Wallets

I have e-wallets like Orange Money and Zain Cash. I use these to pay water and electricity bills and traffic fines on behalf of the clients. Is it permissible to charge a commission for this service? For example, if the electricity bill is 10JDs, the client pays me 11JDs. If the client transfers 100JDs through one of the e-wallets, I take 5JDs out of that sum. Is this permissible?

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Islamic Ruling on E-Commerce Drop Shipping

What is the ruling of Sharia on the e-commerce drop shipping? Is working in this line of business lawful or unlawful?

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Ruling on Reducing Murabaha Ratio for Previous Funding

An investment fund finances employees in the form of Murabaha to purchase orderer up to eight years. Currently, the fund is reviewing the Murabaha* ratios and is expected to reduce the ratios for future contracts by one percentage point compared to the Murabaha ratio currently applied. Accordingly, is it permissible to reduce the Murabah ratio for the old funding and is this reduction compatible with the expected reduction for the future Murabaha ratio?

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